What is a Roofing Warranty? What 'Prorated' and 'Non-Prorated' Means for You

• 1- What is a Roofing Warranty?
• 2- Understanding Prorated and Non-Prorated Roofing Warranties
• 3- How a Prorated Warranty Affects You
• 4- How a Non-Prorated Warranty Affects You
• 5- Why Roofing Warranty Terms Matter for Homeowners

1- What is a Roofing Warranty?

A roofing warranty is a promise from the roofing manufacturer or contractor that your roof will be free from defects and will function properly for a certain period of time. These warranties can be offered on new roofs, as well as repairs or replacements. A roofing warranty is an important investment, ensuring that if any issues arise during the warranty period, they will be addressed by the manufacturer or contractor at no additional cost to you.

Lance Roofing & Siding Inc. / lance roofing and siding

EnonClark CountyOhio

6903 Dayton Springfield Rd, Enon, OH 45323, USA

2- Understanding Prorated and Non-Prorated Roofing Warranties

When it comes to roofing warranties, you may come across terms like "prorated" and "non-prorated." These terms determine how much financial responsibility you will have if a problem arises during the warranty period.

• Prorated Warranty: With a prorated warranty, the manufacturer or contractor reduces their coverage over time. This means that as the roof ages, the amount the warranty covers decreases, and you may have to pay a larger portion of the repair or replacement costs.
• Non-Prorated Warranty: A non-prorated warranty, on the other hand, offers full coverage for the entire term of the warranty. If there is a defect or issue with the roof, the manufacturer or contractor will cover the entire repair or replacement cost, no matter how old the roof is.

3- How a Prorated Warranty Affects You

With a prorated warranty, you will be responsible for a portion of the cost to repair or replace your roof as it ages. The exact amount you will have to pay depends on the terms of the warranty. Typically, the longer the roof has been in place, the more you'll need to pay for repairs or replacements. Here's an example to consider:

• Example: If your roofing warranty covers the first 10 years with full coverage and the next 5 years on a prorated basis, you may only receive 50% coverage on repairs during the 11th year. This means you would have to pay for the remaining 50% of the repair costs yourself.

4- How a Non-Prorated Warranty Affects You

With a non-prorated warranty, you’re guaranteed full coverage for the entire duration of the warranty. This provides peace of mind, knowing that if any issues occur with your roof, you won't have to worry about paying out-of-pocket expenses for repairs or replacements. Here's a scenario:

• Example: If your roof has a 20-year non-prorated warranty and a defect is discovered in year 15, the manufacturer or contractor will cover 100% of the repair or replacement costs, regardless of how long you've had the roof.

5- Why Roofing Warranty Terms Matter for Homeowners

Understanding the terms of your roofing warranty is critical because it impacts your financial responsibilities in case of repairs or replacement. Knowing whether your warranty is prorated or non-prorated can help you make an informed decision when selecting a roof or roofing contractor. A non-prorated warranty provides more comprehensive coverage, which can be more beneficial in the long term.

Additionally, you should always ensure that the warranty terms are clearly outlined in the contract and that you understand what is covered and what isn’t. For example, some warranties may exclude coverage for damage caused by natural disasters, improper installation, or lack of maintenance.

For more information on roofing warranties and to find trusted roofing professionals, visit Pro Found Roofing to get the best roofing products and services available.